Security in the sales at a distance
Our three solutions of security are:
Code of security of the card
The code of security of three digits that appears in reviewing itself of each card Visa. Its technical denomination in English is Card Verification Code (2 CVV2) or Code of Verification of Card 2.Europe visa esteem that to verify the code of security of cards can help to trim the rate of fraud until in a 70%.
Verified by Visa
Our system of protection by means of password especially designed to resist the fraud online, verifying the identity and legitimacy of the two parts that take part in the transaction.Verified by Visa is a simple service of authentication of identity by means of password that eliminates the risk for the commerce online, as much for you as for its clients.
You are prote'ge' of the fraudulent transactions and the costs that they generate, and their clients gain the guarantee who need to buy online with confidence.
- He eliminates the returns of transactions
Verified by Visa him aid to protect itself of claims of holders by fraudulent transactions realized in which has not taken part or that does not have authorized. Once by Visa has implanted Verified, you no longer you will be responsible for the returns of transactions due to the fraudulent card use. - It increases the confidence of its clients
Study Europe a Visa realized in Germany, Spain and the United Kingdom has shown that 84% of the people whom it does not buy online more would be arranged to do it with Verified by Visa. Between that they buy habitually by Internet, 71% declared that they would buy with more frequency thanks to Verified by Visa. - It increases his sales
A study of the consultant Gartner Group indicates that the average value of the transactions by Internet is inferior to 73 €. The numbers of Europe Visa show that the average value of the transactions realized with Verified by Visa is superior to the 138 €. - It implants the system with facility
To use Verified by Visa is question to only add a fast additional step in its procedure of payment online. For the clients, it only takes a little while and each purchase goes accompanied of a customized secret message of the financial organization that emitted its card.
The future of the security of the transactions with card it does not present/display
The cards with chip have supposed a greater level of security in the transactions with present card. The industry of payment means now investigates the different forms to use the characteristics of security of the chip in the transactions with card does not present/display.The dynamic Code of authentication is the Visa solution that uses the additional security that contributes to the cards chip to offer one better protection against the fraud online. It verifies the identity of the holder and the physical presence of his card through a card reader of pocket that provides its financial organization.
Since the end of 2006 several organizations member financial Europe Visa they are carrying out pilot tests of this new solution.
