• How to determine a budget

• It plans the future
• It calculates his budget

• Card election and use

• Election of cards
• Card use

• How to administer the credit

• What is the credit?
• How to secure credit
• Sensible use of the credit
• The test of the credit

• Glossary of Financial Terms

• How to obtain financial aid

Election of cards

It makes his election

The payment cards can make him the life easiest. There is a perfect card for each person, from the students to the pensioners and the housewives to the great industralists. Although their aspect is similarity, the versions of debit, credit and pre-payment is conceived to take care of different needs financial. In fact, many people have several types of cards, that use in different circumstances.

She pays in the act with a debit card

With a debit card, you spend the money of his banking account. The money is retired immediately, reason why it cannot spend more than it has in his account. One is the daily alternative to the money in cash, although he is easier and simple to use, because he avoids to be pending at any moment to take to great amounts of tickets and currencies to him.

He pays more ahead with a credit card

A credit card demonstrates his totally was worth in emergencia situations or when we see something that always we have wanted. You can choose the way to eliminate his expenses: to end of month, or in quotas completely postponed. In addition, the existence of a unique extract facilitates to take the control to him of its expenses.

Pre-payment pays in advance with a card

You choose the amount of money that wants to load in the card pre-payment, that can be acquired in banks and other financial organizations. It is not necessary that he does not have a banking account to buy it… nor to use it in million establishments either worldwide. The cards pre-payment turn out perfect to pay to any thing, from payments of students to pays, happening through gifts or prizes.